Why Card Helper Exists

An unbiased tool to help you find the best credit card for your needs (no gimmicks or hidden agendas).

• About the creator: 👋 Hi! I'm Sumithra, the creator of this site. If you know me well, you know I love credit cards, and I love teaching people about them. So, I built this site to give people unbiased recommendations! Feel free to contact me at sumithra@unbiasedcredit.org with any questions I can answer.
• Clarity over Confusion: The credit card world is full of jargon, marketing, and fine print. I built Card Helper to cut through the noise and give you clear, honest recommendations.
• No Sponsored Results: The scoring engine is transparent and unbiased. This website is not sponsored and I don't accept payment from banks or card issuers to promote certain cards.
• Personalized for You: Personal without collecting your data. Your credit score, spending habits, and goals matter. Card Helper tailors its recommendations to your real profile, not generic "best of" lists.
• Expert-Managed Scoring: The scoring system is carefully maintained by me to reflect what matters most for smart card selection.
• For Beginners & Experts: Whether you're just starting out or optimizing your rewards, Card Helper highlights eligibility, warnings, and features for every level.